Financial Infrastructure and Access to Finance for European SMEs

Access and Capacity of European Infrastructure Networks

Firm Access to Finance in the European Crisis

This paper assesses the effect of the recent economic and sovereign debt crisis on credit demand and supply and the terms and conditions of bank financing for small and medium enterprises (SMEs) across euro area countries. We combine firm micro data with real and financial macroeconomic variables to examine which factors are important for supply and which for demand. We find that real economic ...

Integrating Islamic Finance to Global Financial System: the Role of the Islamic Financial Services Board (IFSB)

A prudential framework is an important element in facilitating the successful integration of Islamic financial services to the global financial system. In recognition of this need, various stakeholders decided to establish the Islamic Financial Services Board (IFSB) to spearhead the development of a uniform set of prudential, supervisory and disclosure standards for the Islamic financial s...

SeaDataNet - Pan-European infrastructure for marine and ocean data management: unified access to distributed data sets

SeaDataNet is an Integrated research Infrastructure Initiative (I3) in EU FP6 (2006 – 2011) to provide the data management system adapted both to the fragmented observation system and the users need for an integrated access to data, meta-data, products and services. Therefore SeaDataNet insures the long term archiving of the large number of multidisciplinary data (i.e. temperature, salinity cur...

SMEs need formative infrastructure for business transformation

Purpose – ICT has considerable importance for increasing productivity and growth. Using ICT requires resources to create value. As resources are more limited in smaller enterprises, and the contexts and conditions for using ICT in SMEs are not well known, the purpose is to investigate conditions, in the context of sensemaking for ICT adoption and use among SMEs. Method – This study uses a quali...